Annuities Guide Landing Page
The Positives and Negatives of Annuities
A free guide to help you decide if one belongs in your retirement plan.
What You’ll Learn
- The real trade-offs: principal protection vs. growth potential
- How to tell if you’re a good fit (or not) before you commit
- What annuities actually cost, broken down by product type
- 10 questions to ask any advisor before you sign
- Case studies: when annuities worked and when they backfired
Is This Guide for You?
This guide is for you if:
- You’re approaching retirement or recently retired
- You’ve heard about annuities but aren’t sure if they fit
- You want honest information, not a sales pitch
- You have savings to protect but don’t want to give up all growth potential
This guide is probably not for you if:
- You’re looking for a get-rich-quick strategy
- You need access to all your money in the next few years
- You’ve already made up your mind and just want validation
When Annuities Make Sense
I was losing sleep every time the market dropped. Now I have a paycheck that shows up no matter what. My advisor didn’t push me into anything — he helped me figure out exactly how much I needed to cover my essentials and kept the rest invested for growth. — Retired professional, 67
I’d maxed out my 401(k) and HSA and didn’t know what to do with the extra savings. My advisor showed me a low-cost option that made sense for my timeline — and made sure I kept plenty of liquid money on the side. No pressure, just math. — High earner, 52
After my husband passed, I couldn’t handle the financial decisions anymore. My advisor set me up with a simple monthly check so I could stop worrying. He told me upfront what I’d be giving up. That honesty meant everything. — Recent widow, 70
Based on common client scenarios. Individual results vary.
About Florida Financial Advisors
Jason Mickool founded FFA in 2017. Today, we’re a network of 700+ independent advisors across 9 brands nationwide.
We work with multiple insurance carriers, which means we can help you compare options. And if an annuity isn’t right for you, we’ll tell you.
Independent Access to multiple carriers
Experienced 700+ advisors nationwide
Honest We’ll tell you when a product doesn’t fitReady to Get Clarity?
Download the guide. Read it on your own time. If you want to talk through your situation afterward, we’re here.
SILAC® Annuities are products of the insurance industry and not guaranteed by any bank, nor insured by FDIC or NCUA/NCUSIF. Not a deposit. Not insured by a federal government agency. Withdrawal charges, bonus recovery, interest recovery & market value adjustment may apply to withdrawals made during the withdrawal charge period. Restrictions apply. May only be offered by a licensed insurance agent.
SILAC Insurance Company® is licensed as SILAC Life Insurance Company™ in the state of California, license #6244-8
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